• Money Matters Syllabus

    2019-2020

    Mrs. Fix

    Computer Lab H124                    afix@hisd.com                903-668-5990 ext. 4082

    Money Matters is a 2-semester course. Successful completion will earn the student one credit and is part of the Business and Industry Endorsement.

    Course Description: 

    Students investigate global economics with an emphasis on the free enterprise system and its impact on consumers and businesses. Students apply critical-thinking skills to analyze financial options based on current and projected economic factors. Students gain knowledge and skills necessary to set long-term financial goals based on those options. Students determine methods of achieving long-term financial goals through investment, tax planning, asset allocation, risk management, retirement planning, and estate planning.

    Course Objectives: 

    • Use career planning concepts, tools, and strategies to explore, obtain, and develop a career in the area of financial planning
    • Demonstrate an understanding of the fundamental principles of money
    • Describe economic systems
    • Explain the impact of government on business activities with a free enterprise system
    • Discuss economic concepts impacting finance
    • Describe economic indicators impacting financial decision making
    • Determine the impact of global/international trade on business decision making
    • Employ sociological knowledge to facilitate finance activities
    • Apply psychological knowledge to facilitate finance activities
    • Analyze personal financial needs and goals based on current and projected economic factors
    • Manage personal finances to achieve financial goals
    • Describe the use of financial service providers
    • Compare and contrasts investment strategies
    • Identify potential business threats and opportunities to protect a business’ financial well-being
    • Simulate the obtaining of business credit and controlling its use.
    • Demonstrate the understanding of methods to manage financial resources to ensure solvency
    • Understand the importance of financial markets in business
    • Develop an understanding of the nature of asset values
    • Use sources of securities information to make informed financial decisions
    • Simulate using debt and equity capital to raise funds for business growth

    Units Covered:

    • Financial Literacy, Income, and Taxes
    • Budgeting/Personal Financial Planning
    • Banking/Savings
    • Credit/Credit Management
    • Insurance—Housing, Car, and Medical
    • Education/Careers
    • Loans—Housing, Car, and Education
    • Investments
    • Retirement and Estate Planning

    Assessment Plan:

      MAJOR GRADES: Chapter Tests and Projects

    • Weighted 60%
    • 3 per 9 weeks

      MINOR GRADES: Daily Grades and Chapter Problems

    • Weighted 40%
    • 1 each week

    Grading Scale:      

     A         90-100       

     B         80-89              

     C         70-79              

     F         Below 70         

    Supplies:

    • Pen and Pencils
    • Notebook Paper
    • Folder with Pockets
    • Handheld 4-function calculator ($1.00 at Wal-Mart)—No one will use a phone calculator.